Your money. Your impact.
Real climate action.
Start investing from — in real estate that comes with a verified CO₂ offset.
EU-compliant model (license in progress)
Certified climate projects
100 % digital
Together we shape the future:
First project limited – Cap
Pre-register now – Be among the first Free · No spam · 1-click opt-out · If full → waitlistFully funded? You’ll move up automatically. Use invite code Priority for faster access.
Investing that fits your life — today & sustainably. 🌱
Your money works for returns and the planet. Simple. Transparent.
👉 Start from — CO₂ offset included.
Your investment, your impact — quick & clear:
Note: Property values also carry risks (location, vacancies, interest). Returns aren’t guaranteed — diversification always makes sense.
Regulatory framework: EU ECSP (in progress) — ensuring transparency, comparability, and investor protection. Fees & documents are always visible before investing.
Donations — here’s how it works:
- Round-up donations: we automatically donate the cents from your payout. Example: return → donated.
- Fixed amount: set a specific sum to donate each payout. Example: per payout.
- Proof & receipt appear in your dashboard; you can pause or adjust donations anytime.
The best time to invest is now — your impact starts today.
🚀 You are the change. Join the impact generation.
- Returns & climate impact
- EU-compliant & transparent
- Simple & digital
Planned launch: Q1 2026 Pre-registration is open
Save your spot — get project updates and see your personal impact grow.
If capacity is full, you’ll join the waitlist — and move up automatically.
🧩 How it works – in 4 steps
✨ HomeHarbor Horizon – Choose your path
Four ways to make an impact — in your own style.
1,200+ on the waitlist · EU-compliant · 100 % digital
Swipe right to explore more options!
HorizonOne
Invest once — returns are automatically reinvested.
- Starting from:
- Reinvest: on/off
- CO₂ offset: included
How it works: Your employer can contribute up to per month tax-free directly for you — as a benefit. You build wealth and climate impact at the same time.
Pre-register nowHorizon+
Smart & sustainable retirement plan. Pause or withdraw anytime.
- Starting from:
- Pause: anytime
- CO₂ offset: included
Via employer: A monthly contribution (up to ) can go directly into your plan — easily through payroll.
Pre-register nowHorizon CO₂
Offset your carbon footprint — one-time or by subscription.
- Minimum purchase:
- Proof: certificate
- Focus: customizable
For the Climate Plan too: Employers can contribute up to monthly tax-free to cover your CO₂ offset (one-time or subscription). Certificates and proof are displayed in your dashboard.
Pre-register nowHorizon X
Impact bank account with card & real-time payouts (coming soon).
- IBAN & debit card: in development
- Returns: credited instantly
- Banking: partner bank / license
🌱 All products include a verified CO₂ offset & are 100 % digital. Returns ≠ guarantee. ECSP license pending. Horizon X: Features subject to regulatory approval & partners.
Our current projects
Swipe right to discover more projects!
🏢 High-Yield — Oberhausen
- 💶 Purchase price
- 💸 Net cash flow / month
- 📈 Net return
- 5.57% p.a.
🌍 Your CO₂ impact
With your investment you offset:
- 290 tons CO₂ (by 2030)
- 🌳 29,000 trees — or
- 🏡 34 households of annual usage
Your money funds certified climate projects (e.g., reforestation, biogas). CO₂ impact is independently verified and documented.
1 t CO₂ ≈ ✈️ 70 flight hours · 🚗 1 car / year · 🍃 ~45 trees
ℹ️ To protect tenant privacy, we don’t show property photos. Instead, we provide all relevant information transparently.
🏙️ Smart City Living — Berlin
- 💶 Purchase price
- TBA
- 🏠 Monthly rent
- TBA
- 📈 Net return
- TBA
🌍 Your CO₂ impact
Details coming soon:
- 🌳 Calculating
- 🏡 Calculating
Stay tuned for updates on this project!
🚢 Harbor Lofts — Hamburg
- 💶 Purchase price
- TBA
- 🏠 Monthly rent
- TBA
- 📈 Net return
- TBA
🌍 Your CO₂ impact
Details coming soon:
- 🌳 Calculating
- 🏡 Calculating
Stay tuned for updates on this project!
🚀 Create real impact now
See how your investment makes a difference — explore measurable CO₂ offsets and real projects.
Choose your CO₂ project and start making an impact
Investitionsrechner mit CO₂-Einsparungen
Ihre Investition für eine grünere Zukunft – starten Sie jetzt!
Zum aktuellen Investobjekt💡 Where does your money make the biggest impact?
1,200+ investors • Impact in 117+ countries • Avg. 4–6 % — stable & transparent.
Savings Account
💶 Avg. return: 0.5 %
Safe, barely any growth.
🌍 Impact: –
🔓 Start: from
ETF
📈 Avg. return: 3–6 %
Fluctuates. Risk of loss.
🌍 Impact: indirect
🔓 Start: from
HomeHarbor
🚀 Avg. return: 4–6 %
Real assets. Predictable.
🌍 Impact: ✅ direct & measurable
🔓 Start: from
📌 Basis: real rental income — no trading. With auto reinvest ~3 yrs ≈ ~20 % total. Impact through certified climate projects (Gold Standard / VCS). Proof & tracking available in your dashboard.
🏦 What’s your net return after taxes?
In short: Your invested amount = tax-free. Only your profit is taxable.
Invested amount
Your principal is returned — tax-free.
€1,000
Capital repayment ≠ taxable
Profit
Only what goes beyond your investment is taxable.
€300
That’s your gain
Taxable amount
Only the profit is subject to taxation.
≈ 25 %*
Profit = taxable
📌 Note: Tax rates and rules depend on your country of residence. Please check the current capital gains regulations applicable in your country. This information does not constitute tax advice.
✨ ESG & Impact? Absolutely.
Investing that matters — for you, for the planet, backed by clear rules.
Environment & Climate Protection
Less CO₂, more impact. Measurable and certified — directly supporting climate projects without detours.
Social & For Everyone
Entry from — fair & transparent. Every contribution counts, no matter the size.
Governance & Transparency
EU-regulated. Smart contracts. Full insight into all certificates and project progress.
Certified Impact
Gold Standard / VCS — globally recognized quality. All verification details available in your dashboard.
🙌 Together, we can make an even bigger impact
If you’d like, you can automatically donate a few cents or euros from your payouts — for example, from — to verified social projects that create real change.
- Every amount counts — and you decide how much.
- Support real people with measurable impact.
- The community regularly votes on which causes to support.
💬 What our early users are saying
The mix of CO₂ impact, real estate, and digital tools is inspiring — and it’s just the beginning.
✅ Already 1,000+ pre-registrations in just a few weeks — join now and start your journey toward a CO₂-compensated future.
My mission: Investing for everyone.
No luxury. No black box investing.
With HomeHarbor, anyone can become a co-owner of real estate — starting from
.
Hi, I’m Bircan — and I truly believe that sustainable wealth building should be simple, transparent, and accessible. I created this platform to make exactly that happen — 100% digital and fair.
- Returns + Climate impact: Certified CO₂ compensation per investment.
- 100% digital & app-first: No paperwork — everything in your dashboard.
- Secure & EU-regulated: Crowdfunding license currently in preparation.
- Simple. Transparent. Understandable data: Clear facts instead of buzzword bingo.
✨ Be part of it — help shape the future of investing.
Planned launch: Q1 2026 – Pre-registration now open
Secure your early access.
Join the community now — it only takes 30 seconds.
🔒 GDPR-compliant · No commitment · Your data is safe with us.
❓ Frequently Asked Questions
TL;DR: Invest in 3 clicks — fully digital.
100% digital: choose a project, set your amount (from ), confirm — done. Shares are managed via smart contracts; payouts run automatically.
TL;DR: Real assets, EU rules & review processes support stability.
Real estate is a tangible asset class and typically less volatile than equities. In addition, EU rules (license in progress), independent reviews, and escrow-style setups add security and transparency.
TL;DR: Start from — fees are shown transparently before checkout.
Start from . Fees are listed per project — no hidden costs. You’ll see everything clearly in the factsheet and at checkout before you invest.
TL;DR: Monthly or quarterly cash flows — all in your dashboard.
Depending on the project, payouts are monthly or quarterly. Track all cash flows live in your dashboard and choose to withdraw to your bank account or auto-reinvest.
TL;DR: Marketplace available — sales depend on demand.
For many projects there’s a marketplace. You can offer your shares before the holding period ends. Whether and when a sale happens depends on buyer demand.
TL;DR: Credit, rental, market, and liquidity risks — please diversify.
As with any investment: credit/default, rental, market, and liquidity risks apply. Please read the documents, diversify, and only invest money you don’t need short term.
TL;DR: Capital repayments are tax-free; profits are generally taxable per your local rules.
Capital repayments are not taxed. Profits are generally taxable according to the tax laws in your country of residence. You’ll receive an annual summary for your tax filing. (This is not tax advice — please check your local regulations.)
TL;DR: No — real estate projects, not token speculation.
No. You invest in real-world real estate projects. We use smart contracts for processes and settlement — not as a speculative token.
TL;DR: Quick in-app KYC, GDPR-compliant, end-to-end encrypted.
Fast KYC directly in the app. Data is processed in line with GDPR. Bank-level security with end-to-end encryption.
Still have questions? Contact us — we’re happy to help.
Pre-registration & Waitlist — here’s how it works
Save your spot. Once the cap is reached, you’ll automatically join the waitlist — fair and in order of sign-up.
Quick pre-registration
Just enter your email. You’ll get project updates and see your personal impact.
Waitlist if the cap is full
Once the maximum funding amount is reached, you’ll automatically be added to the waitlist — first come, first served.
Email invitation
You’ll get a personal link once spots become available. Invitations are time-limited.
Fair & transparent
Your position is based on when you signed up. No hidden conditions — ever.
Data protection
Used only for pre-registration & project updates. You can unsubscribe anytime with one click.
Invite Code Priority
With an invite code, you can get faster access — if available.
FAQ – Common questions
-
What does “Cap” mean?
The maximum amount that can be raised for a project. Once that’s reached, the waitlist starts.
-
Will my position be saved?
Yes — until you’re invited or choose to unsubscribe.
-
Does pre-registration cost anything?
No. It’s completely free and without obligation.
Risk & Fee Information
Investments carry risks: Value fluctuations and losses up to your full investment are possible. Forecasts and return figures are not guarantees of future performance. Learn more under Risks.
Transparent fees: All platform and project-related costs are shown before you invest. Full details under Fees & Costs.
CO₂ impact is based on recognized standards (e.g. Gold Standard / EU-ETS) — see Methodology.
EU Crowdfunding Regulation
Certified CO₂ Offset
Already over 1,200+ investors
