Your money. Your impact.
Real climate action.
Start investing in real estate from — with a certified CO₂ offset.
EU-compliant model (license in progress)
Certified climate projects
100 % digital
Together we’re changing the future:
First project limited – Cap
Pre-register now — be among the first Free · No spam · 1-click opt-out · If full → waitlistFully booked? You’ll move up automatically. With invite code Priority (faster access).
Investing that fits you — today and sustainably. 🌱
Your money works for returns and the planet. Simple, transparent.
👉 Start from — CO₂ compensation included.
Your investment, your impact — short & clear:
Important: Real assets have risks too (location, vacancies, interest rates). Returns aren’t guaranteed — diversification still matters.
Regulatory framework: EU-ECSP (in preparation) — for consistent rules, transparency, and comparability. Fees & documents are easy to review before you invest.
Donations — how it works in a nutshell:
- Round-up cents: we automatically donate the decimals of your payout. Example: profit → donation.
- Fixed amount: set a euro amount to donate with every payout. Example: per payout.
- Proof & receipt in your dashboard; settings can be turned on/off or changed anytime.
The best time to invest is now. So is your impact.
🚀 You are the change. Join the Impact Generation.
- Returns & Climate Impact
- EU-regulated & transparent
- Simple & digital
Planned launch: Q1 2026 Pre-registration open
Secure your spot — get project updates & your personal impact journey.
If full waitlist — you’ll move up automatically.
🧩 How it works — in 4 simple steps
✨ HomeHarbor Horizon — Choose your path
Four ways to create sustainable impact — your style.
1,200+ on the waitlist · EU-compliant · 100% digital
Swipe right to discover more options!
HorizonOne
Invest once — earnings auto-reinvested.
- Entry: from
- Reinvest: on/off
- CO₂ offset: included
How it works: your employer can contribute up to monthly tax-free directly for you — as a benefit. You build wealth and climate impact.
Save my spotHorizon+
Smart, sustainable retirement. Pause/cash out anytime.
- Entry: from
- Pause: anytime
- CO₂ offset: included
Via employer: a monthly contribution (up to ) can flow straight into your plan — seamlessly via payroll.
Save my spotHorizon CO₂
Offset your footprint — one-time or on a plan.
- Minimum purchase:
- Proof: certificate
- Focus: your choice
For climate plans too: employers can contribute up to monthly tax-free to finance your offset (one-time/plan). Certificates & evidence appear in your dashboard.
Save my spotHorizonX
Impact account with card & real-time credits (planned).
- IBAN & debit card: planned
- Earnings: credited instantly
- Banking: partner bank/license
🌱 All products: verifiable CO₂ offset & 100% digital. Returns ≠ guarantee. ECSP license applied for. HorizonX features subject to regulatory approvals/partners.
Our current projects
Swipe right to discover more projects!
🏢 High-Yield — Oberhausen
- 💶 Purchase price
- 💸 Net cash flow / month
- 📈 Net return
- 5.57% p.a.
🌍 Your CO₂ impact
With your investment you offset:
- 290 tonnes CO₂ (by 2030)
- 🌳 29,000 trees — or
- 🏡 34 households annual usage
Your money finances certified climate projects (e.g., reforestation, biogas). The CO₂ impact is independently verified and documented.
1 t CO₂ ≈ ✈️ 70 flight hours · 🚗 1 car/year · 🍃 ~45 trees
ℹ️ To protect our tenants’ privacy, we don’t show property photos. Instead, we provide all relevant information transparently.
🏙️ Smart City Living — Berlin
- 💶 Purchase price
- TBA
- 🏠 Monthly rent
- TBA
- 📈 Net return
- TBA
🌍 Your CO₂ impact
Details coming soon:
- 🌳 To be calculated
- 🏡 To be calculated
Stay tuned for updates on this project!
🚢 Harbor Lofts — Hamburg
- 💶 Purchase price
- TBA
- 🏠 Monthly rent
- TBA
- 📈 Net return
- TBA
🌍 Your CO₂ impact
Details coming soon:
- 🌳 To be calculated
- 🏡 To be calculated
Stay tuned for updates on this project!
🚀 Activate your impact
See how your investment performs — explore measurable CO₂ offsets and real projects.
Pick a CO₂ project now and make it count
Investment calculator with CO₂ impact
Your investment. Real impact. Start shaping a greener future today 🌱✨
Go to current investment💡 Where does your money create the most impact?
1,200+ investors • Impact in 117+ countries • Avg. 4–6% — stable & transparent.
Savings Account
💶 Avg. return: 0.5%
Safe, almost no growth.
🌍 Impact: –
🔓 Start: from
ETF
📈 Avg. return: 3–6%
Volatile. Risk of loss.
🌍 Impact: indirect
🔓 Start: from
HomeHarbor
🚀 Avg. return: 4–6%
Real assets. Predictable.
🌍 Impact: ✅ direct & measurable
🔓 Start: from
📌 Based on: real rental income — no trading. With auto reinvest ~3 yrs ≈ ~20% total. Impact through certified climate projects (Gold Standard/VCS). Proof & tracking available in the dashboard.
🏦 What’s your net return after taxes?
In short: Your invested amount = tax-free. Only your profit is taxable.
Invested amount
Your principal is returned — tax-free.
€1,000
Capital repayment ≠ taxable
Profit
Only what goes beyond your investment is taxable.
€300
That’s your gain
Taxable amount
Only the profit is subject to taxation.
≈ 25 %*
Profit = taxable
📌 Note: Tax rates and rules depend on your country of residence. Please check the current capital gains regulations applicable in your country. This information does not constitute tax advice.
✨ ESG & Impact? Absolutely.
Investing that works — for you, for the planet, with clear rules.
Environment & Climate Action
Lower CO₂. Higher impact. Measurable and certified — no detours, straight to climate projects.
Social & For Everyone
Entry from — fair & transparent. Every contribution counts.
Rules & Transparency
EU-regulated. Smart contracts. Full insight into all certificates & progress.
Certified Impact
Gold Standard / VCS — globally recognized quality. All proofs in your dashboard.
🙌 Creating even more impact — together
If you like, you can automatically donate a few cents or euros with each payout — for example from — to verified social projects that create real change.
- Every amount counts — and you decide how much.
- Support real people. With real impact.
- The community votes regularly on where the donations go.
💬 What our early users are saying
The mix of CO₂ impact, real estate and digital tools is winning people over — and inspiring more.
✅ Already over 1,000 pre-registrations in just a few weeks — join in and start your journey toward a CO₂-compensated future.
My mission: Investing for everyone.
No luxury. No black box investing.
With HomeHarbor, anyone can become a co-owner of real estate starting at
.
Hi, I’m Bircan — and I believe that sustainable wealth building should be simple, transparent, and accessible to everyone. I built this platform to make exactly that possible — 100% digital and fair.
- Returns + Climate Impact: Certified CO₂ compensation for every investment.
- 100% digital & app-first: No paperwork, everything in your dashboard.
- Secure & EU-regulated: Crowdfunding platform license in progress.
- Simple. Transparent. Clear data: Real numbers instead of buzzwords.
✨ Join us — help shape the future of investing.
Planned launch: Q1 2026 – Pre-registration now open
Secure your early access.
Join the community now. It only takes 30 seconds.
🔒 GDPR-compliant · No obligations · Your data is safe with us.
❓ Frequently asked questions
TL;DR: Invest in 3 clicks — fully digital.
100% digital: choose a project, set your amount (from ), confirm — done. Shares are managed via smart contracts; payouts run automatically.
TL;DR: Real assets, EU rules & review processes support stability.
Real estate is a real asset class and typically less volatile than stocks. In addition, EU rules (license in progress), review processes, and trustee setups add security & transparency.
TL;DR: Start from — fees shown transparently before you invest.
Start from . Fees are listed per project — no hidden costs. Everything is visible in the factsheet and during checkout before you confirm.
TL;DR: Monthly or quarterly cash flows — all in your dashboard.
Depending on the project, monthly or quarterly. You can track all cash flows live in your dashboard and either withdraw earnings to your bank account or auto-reinvest.
TL;DR: Marketplace available — sales depend on demand.
Many projects have a marketplace. You can list your shares before the end of the holding period. Whether and when a sale happens depends on buyer demand.
TL;DR: Default, rental, market & liquidity risks — diversify.
As with any investment: default, rental, market, and liquidity risks exist. Please read the project documents, diversify, and only invest money you won’t need short term.
TL;DR: Capital back is tax-free; profits usually subject to withholding tax.
Capital repayments are tax-free. In Germany, profits are generally taxable (withholding tax). You’ll receive an annual summary for your tax return. (Not tax advice!)
TL;DR: No — real estate projects, not token speculation.
No. You invest in real estate projects. We use smart contracts for processes & settlement — not as a speculative token.
TL;DR: Short KYC in-app, GDPR-compliant, end-to-end encrypted.
Quick KYC directly in the app. Data is processed in line with GDPR. Bank-level security with end-to-end encryption.
More questions? Contact us — happy to help.
Pre-registration & Waitlist — here’s how it works
Secure your spot. Once the cap is reached, you’ll be added to the waitlist — first come, first served.
Quick pre-registration
Just enter your email. You’ll get project updates and see your impact.
Waitlist once cap is full
When the project cap is reached, you’ll automatically join the waitlist — first come, first served.
Email invitation
We’ll notify you with a personal link once a spot opens up. Invitations are time-limited.
Fair & transparent
Placement is based on sign-up time. No hidden conditions.
Data protection
Used only for pre-registration & project updates. Unsubscribe with one click.
Invite Code Priority
With an invite code, you can get faster access (if available).
FAQ — Frequently Asked Questions
-
What does “cap” mean?
The maximum amount raised for a project. After that, the waitlist starts.
-
Will my place be saved?
Yes — until you’re invited or unsubscribe.
-
Does pre-registration cost anything?
No. It’s completely free and without obligation.
Risk & Fee Information
Investments involve risks: value fluctuations and loss up to the total amount invested are possible. Forecasts and return figures are not a guarantee of future performance. More info under Risks.
Transparent fees: All platform and project-related costs are fully disclosed before you invest. Details under Fees & Costs.
CO₂ impact is based on recognized standards (e.g. Gold Standard / EU-ETS) — see Methodology.
EU Crowdfunding Regulation
Certified CO₂ Offset
Already over 1,200+ investors
