Stable cashflow. Whatever happens.
Fixed rate, clear rules, clean separation and strict approvals. Reserves are built up automatically and used only for defined purposes – documented in a transparent live log.
What defines our reserve strategy
Automatic, segregated, purpose-bound, documented – so your cashflow can stay calm.
Automatic build-up
With every booking, 3 % of gross rent flows into the reserve pool.
Clean separation
The 1 % p.a. management fee is booked separately – no mixing with reserves.
Purpose-bound
Used only for maintenance, vacancy buffer, modernisation and efficiency measures.
Governance
All releases require the four-eyes principle, including receipts and notes in a live log.
How reserves work in practice
Example: A property generates annual gross rent of . What happens to that amount?
Step 1 – Building reserves
📏 3 % reserves
From gross rents of , (3 %) are automatically allocated to the reserve pool. This money stays within the project and is earmarked for maintenance, repairs and efficiency upgrades.
Step 2 – Management fee & remaining funds
🧾 1 % management fee
In addition, (1 %) are charged as compensation for management and reporting – fully separate from reserves.
The remaining amount of roughly
is then available for ongoing costs, interest and potential distributions.
All numbers are illustrative examples and not a guarantee of future performance.
Clear rules, clear visibility
Six points that are always traceable – in the dashboard and in the documentation.
- 📌 Triggers / thresholds: Use e.g. in CAPEX plans, vacancy > x weeks, safety issues, efficiency upgrades.
- 🗂️ Tags & categories: Each withdrawal with a category (e.g. roof, heating, energy) and a short explanation.
- 📊 Dashboard: Balance, allocations, history and planned deployments – all at a glance.
- 🧰 Priority: Safety and preservation of value before nice-to-have.
- 🗓️ Planning: Reserve schedule per property with a 12–24 month outlook.
- ⚠️ Note: No EU deposit guarantee scheme. Typical risks of crowdfunding apply.
What we actually use reserves for
Straight talk: real use cases instead of buzzwords.
Heating / hot water
Replace faulty components, upgrade efficiency; CO₂ impact documented in the log.
Vacancy buffer
Cushions temporary shortfalls – distributions can remain smoother.
Preserving value & safety
Roof / façade, fire protection, electrical works – documented and traceable.
Energy & ESG
Measures with measurable impact (e.g. insulation, hydraulic balancing).
Invest more calmly – with a predictable reserve strategy.
Start with projects that manage reserves the right way – understandable, transparent and sustainable.
Notice: No investment advice. Investments in capital markets involve risks.
EU Crowdfunding Regulation
Certified CO₂ Offset
Already over 1,200+ investors
